I read someone, somewhere arguing that Elizabeth Warren was the nominee to shut them down. I am curious about the modern liberal take on autonomy and credit. Let's say that two gay men, of unknown health status, want to have informed, consensual, unprotected sex. Should the law prohibit this? I believe the answer is no. Furthermore it is not just a matter of enforcement difficulty, it is a question of autonomy. If you don't think so, modify the example so that two heterosexual people want to have consensual but unprotected sex. And so on.
The unprotected sex is riskier and less prudent than borrowing money at an annualized rate of two hundred percent. Why prohibit one and not the other? Many of the borrowers are being fooled, but others have legitimate reasons to seek the money, such as wanting to buy a birthday present for a visit to one's child, living with a separated spouse.
Is it that sex is sacred but borrowing money is not? What if you're borrowing money to catch a plane to go have sex? Isn't sex a big reason why people might borrow money at high annualized rates? Aren't "sex decisions" some of the least rational we make and the most prone to error?
When I use the ATM, often I am outside the network and thus I am paying annualized interest rates of over two hundred percent a year. Should someone (other than Natasha) stop me? Should they only stop me when I am younger and poorer than is the current Tyler? What about equality before the law?
How many of you would support this same woman — with enthusiasm — if she wanted to ban risky but consensual sex?