From the comments, a bailout through credit card receivables?

Accepting the overall premise of Tyler’s Bloomberg column, shouldn’t the government encourage citizens to run up large credit card balances, most of which will become receivables of the major banks, and perhaps even encourage Amazon, Walmart, et. al. to sell goods on their own credit as well like in the old days of dry-goods stores? Then to the extent a massive government bailout is needed, the government can just deal directly with the relatively few Big Businesses that carry those receivables, e.g. by assuming the receivables or subsidizing them.

That is from Nadav.