Tamara Winter on how to generate compound returns

This is a concordance of responses she received on Twitter, I am not sure she endorses all of these ideas, the rest is her I won’t double indent:

Interpersonal and Mindfulness

  • Wake up early.
  • Spend time in prayer and/or meditation first thing in the morning. Or, if you can’t fit it in then, find time later in the day. I love using Headspace. If you’re Catholic, pray the Rosary daily.
  • Practice gratitude, and be specific when thanking someone.
  • Keep a personal calendar.
  • Write something, anything, everyday.
  • Study a foreign language for 5, 15, or 25 minutes a day. Here’s a list of 10 great options.
  • Eat meals with people you love.
  • Keep in touch with close friends.
  • Read to your children, and take pictures of them frequently.
  • Read for at least 15 minutes daily.
  • Read or watch something new daily. Ideally something you’re curious about.
  • Ask questions often.
  • Don’t slouch.
  • Learn to dance.
  • Call your parents and grandparents.
  • Go on lots of first dates. Law of large numbers.
  • Introduce yourself to new people.
  • Before dinner, write down tomorrow’s priority list.
  • Restrict your tv time. Or substitute tv time for your most potent distraction. For me that’s Twitter. Here are some practical ways to reduce screen time.
  • For young people, ask people you admire in your area for coffee once, twice, or a few times a month. Email is another option. The likelihood of a positive response in both scenarios is probably higher than you expect.

Finances

  • Negotiate your salary.
  • Practice making money online. For a fun place to start, try PredictIt.
  • Contribute early and often to your IRA/401(k).
  • Invest as you’re able to. (Would welcome reading suggestions in the comments).
  • Save a predetermined percentage from each paycheck.
  • Pay off your credit cards monthly.

Health

  • Sleep 8 hours or more each night. Limiting your blue light exposure after sunset can also improve your sleep quality.
  • Try not to use your cell phone in bed. You can also go even further, and put away your phone 30 minutes, an hour, or even two hours before bedtime.
  • Increase your water consumption, and whenever possible, drink it to the exclusion of everything else.
  • Reduce your sugar, carb, and processed food intake.
  • One way you can do this is by bringing your lunch from home to work rather than ordering take out. Added bonus: saving money.
  • When you do eat out, choose the healthier options.
  • When grocery shopping, check the ingredients of what you’re buying. Try to avoid processed foods with numerous and complicated ingredients.
  • Take the stairs if and when you can. If you live in a fairly walkable area, walk everywhere within a mile.
  • Don’t overeat — stop just before you’re full.
  • If you can, try intermittent fasting at least once a week.
  • Exercise daily. Try exercises that you enjoy, otherwise it’s unlikely that you’ll stick with them.
  • Incorporate resistance weight-training into your routine.
  • Floss!

TC again: Here is the full Medium essay.

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