Should USG support a 50-year mortgage?

More “affordability” from Trump!?  From GPT-5:

Broad, government‑backed 50‑year mortgages would likely lower monthly payments but raise house prices, slow equity build‑up (and raise default risk in downturns), and increase interest‑rate risk in the financial system. As a general affordability policy for the U.S., that’s a poor trade‑off. If used at all, a 50‑year term should be tightly targeted (e.g., to loan modifications or to newly built homes only), not adopted wholesale for new purchases…

In the short run, sellers and incumbent owners capture much of the benefit via higher sale prices; first‑time buyers face higher entry prices…

Here is the whole answer.  Albania has the right idea!