Data on deductibles

Kaiser, a health policy research group that conducts a yearly survey of employer health benefits, calculates that deductibles have risen more than six times faster than workers’ earnings since 2010.

I would stress two points.  First, the value of benefits is in some regards eroding, so those who wish to cite benefits as an answer to wage stagnation will encounter some push back from reality.

Second, I don’t see this factor cited often as a possible contributing force to the moderation of health care cost inflation in recent years.  But perhaps it plays some role.

The NYT Reed Abelson article is here.


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