Early data on ACA enrollees

Christopher Weaver and Anna Wilde Matthews report:

Early signals suggest the majority of the 2.2 million people who sought to enroll in private insurance through new marketplaces through Dec. 28 were previously covered elsewhere, raising questions about how swiftly this part of the health overhaul will be able to make a significant dent in the number of uninsured.

Insurers, brokers and consultants estimate at least two-thirds of those consumers previously bought their own coverage or were enrolled in employer-backed plans.

The data, based on surveys of enrollees, are preliminary. But insurers say the tally of newly insured consumers is falling short of their expectations, a worrying trend for an industry looking to the law to expand the ranks of its customers.

I would emphasize that we still don’t really know quite what is going on here.  But the view that everything is now in the clear simply is not warranted by the available evidence.

Hat tip goes to Megan McArdle.


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